Monthly Archives: October 2013

How to maximize your Dental Insurance

Dental Insurance-Glasscock Dental

You pay good money for your Dental Insurance.  Maximizing your dental benefits is important to make sure your get the most value for your hard earned dollars.

How do you do this?

Each dental plan is set up with maximums that can be used in a calendar year.    Most calendar years begin in January and end in December. To maximize your much needed dental care, scheduling a dentist appointment in October to put an oral care plan in place is essential.  The office of David M. Glasscock then can set your appointments to maximize your benefits in both calendar years

How does this help you?

With your benefits maximized in both calendar years means less out of pocket expense for you! A person who is in need of a number of dental procedures to restore their dental health becomes frustrated over the cost.  Because of this, they might neglect dental care which in turn will effects their overall health.  Glasscock Dental is here to help. We will schedule your appointments to maximize your insurance benefit rather than your out of pocket expense.

Below is some information from Delta Dental to help understand the terminology of your dental plan.  If you have any questions, please feel free to call the office of Glasscock Dental at 704-510-1150

Maximums

Most dental plans have an annual dollar maximum. This is the maximum dollar amount a dental plan will pay toward the cost of dental care within a specific benefit period (usually January through December). The patient is personally responsible for paying costs above the annual maximum. Consult your plan booklet for specific information about your plan.

Deductibles

Most dental plans have a specific dollar deductible. It works like your car insurance. During a benefit period, you personally will have to satisfy a portion of your dental bill before your benefit plan will contribute to your cost of dental treatment. Your plan information will describe how your deductible works. Plans do vary on this point. For instance, some dental plans will apply the deductible to diagnostic or preventive treatments, and others will not.

Coinsurance

Many insurance plans have a coinsurance provision. That means the benefit plan pays a predetermined percentage of the cost of your treatment, and you are responsible for paying the balance. What you pay is called the coinsurance, and it is part of your out-of-pocket cost. It is paid even after a deductible is reached.

Reimbursement Levels

Many dental plans offer three classes or categories of coverage. Each class provides specific types of treatment and typically covers those treatments at a certain percentage. Each class also specifies limitations and exclusions (see headings on these elsewhere in this section). Reimbursement levels vary from plan to plan, so be sure to read your benefits information carefully.

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Snoring Creates Problems for Married Couples

MAD Device-Dr. David Glasscock-Cure Snoring

I am by no means a marriage counselor.  However, as a dentist, I encounter many desperate spouses suffering from sleep deprivation caused by a snoring spouse. When the non-snoring spouse realizes I might be able to provide a cure for snoring by using a MAD Device (similar to a mouth guard), they immediately want to sign their significant other up for the solution to the problem .

Snoring, unfortunately, can put a lot of unnecessary strain on a marriage. People who are affected by lack of sleep display symptoms of  poor mood, irritability, low energy, decreased libido, and poor judgment.   Without a far stretch of the imagination, these symptoms can create havoc on any relationship.  This is only the short list of sleep deprivation symptoms. There are many other areas lack of sleep can affect you physically.   With that being said, getting a good nights sleep is important for your overall health and well being.

Now let’s not forget the person doing the snoring.  Most people with a snoring issues weren’t even aware this problem existed until receiving the complaint from their bed partner.  For them, it feels out of their control as they can’t consciously control the issue. Ironically, it isn’t just the non-snoring spouse that is affected by poor sleep.  The snoring spouse is also suffering from sleep deprivation and chances are over a much longer period of time.  You need to understand that snoring is a condition of sleep apnea, sinusitis or nasal obstruction.  All are treatable.

Why do we Snore?

Typically, snoring is caused by the relaxing of the muscles and soft tissues in the throat and mouth, making the airway passage smaller. The decrease in space through the airway makes it harder for each breath to get through, and when it does get through the airway passage, it moves over the soft tissues in the mouth and throat, causing a vibration that results in the snoring sound.  There are other causes but this is the most common.

How a MAD Device can Stop the Snoring?

It’s the simplest and most non-invasive cure to treat snoring.  MAD devices (similar to a mouth guard) help shift the position of the jaw and reduce the vibration of the tissue that causes snoring. Each MAD device is made specifically for the person wearing it to provide comfort and optimal benefit for the user.